The California Low-Cost Auto Insurance program makes it less expensive be get insured for low-income drivers. The program is a result of a 1999 California law which was developed and sponsored by Consumer Watchdog.
California Law requires that all drivers must be insured. However, many motorists complain the cost of auto insurance is too high for them. This cheap California auto insurance program offers a very inexpensive but basic auto insurance policy to low-income drivers with qualifying driving records.
This cheap California auto insurance policy is now available in all California counties for less than $400 per year. With this program, motorists can purchase some additional coverages but for an additional charge.
To qualify for the program you must:
Meet the program's low-income requirements (for example, 1 person = $26,000, 2 persons = $35,000, 4 persons = $53,000)
Have no more than one at-fault property damage only accident or more than one point for moving violation in the past 3 years.
No accident involving bodily injury or death in the past 3 years.
Be 19 years old or above.
You need to have been continuously licensed to drive for the past 3 years.
Have a vehicle that is worth less than $20,000.
So if you are looking for cheap California auto insurance, this and more detailed information about the California Low-Cost Auto Insurance program is available from the California Department of Insurance.
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